10 Reasons Renting Might be Better Than Buying a Home

05. April 2021 Tips 0
10 Reasons Renting Might be Better Than Buying a Home
Before discussing the pros and cons of renting versus buying a home, we have to consider which one is more economic at the end of the day. When looking at the bigger picture, there is a plethora of different rent vs. buy calculators out there, but most of them compare annual rents to asking prices ...

A Complete Guide to ETF (Exchange Traded Fund)

30. March 2021 Tips 0
A Complete Guide to ETF (Exchange Traded Fund)
To start off, we have to ask the question – what is an ETF? An exchange traded fund (ETF) is a kind of security that involves a collection of securities (such as stocks), which often track an underlying index and can be used to invest in any number of industry sectors or use various strategies. ...

The Best Ways to Open an IRA

18. March 2021 Tips 0
The Best Ways to Open an IRA
An IRA (Individual Retirement Account) is an account that allows any individual to save for retirement with tax-free growth or on a tax-deferred basis. Many financial experts advise that you need to invest approximately 85% of your pre-retirement income into retirement. An employer-sponsored savings plan, such as a 401(k), might not be sufficient to accumulate ...

5 Best Budgeting Apps to Download Now

12. March 2021 Tips 0
5 Best Budgeting Apps to Download Now
Budgeting can be a tedious task when you have to manually input all your expenses and income using a spreadsheet on a computer or go traditional with a pen and paper. In today’s fast tracked world, even google sheets has been left behind. With virtually everyone using smartphones these days, keeping your finances on track ...

How to Choose Credit Cards with Reward Systems

28. February 2021 Tips 0
How to Choose Credit Cards with Reward Systems
There is a plethora of credit card options to go with. You have to ensure that you are getting the best deal suited for your preferences and making the most of your money. Reward systems credit cards are all similar, but not equal. You have to learn how to choose a reward systems that will ...

5 Tips You Need To Know For Shopping Second Hand

22. February 2021 Tips 0
5 Tips You Need To Know For Shopping Second Hand
New year, new you – stop shopping at big brands and opt for cheaper and more sustainable options, satisfying your wallet and the environment at the same time! Shopping second hand is a great idea, if you know how to do it well, which these tips will tell you how to! Be Prepared to Leave ...

A Fun Hobby Can Make You Money in Your Free Time

10. February 2021 Tips 0
A Fun Hobby Can Make You Money in Your Free Time
With another round of lockdowns, quarantine has allowed some of us to explore and pick up multiple hobbies. It has helped keep us sane and take a break from reality. One of the best parts about having a hobby, other than the solace it provides, is that we can sometimes make some extra pocket money ...

The Best Ways To Save Money At Home

01. February 2021 Tips 0
The Best Ways To Save Money At Home
The coronavirus pandemic has affected us all in different ways, and lost income is one common struggle many of us are dealing with. On the “bright side”, quarantine meant more ways to save money as well. Whether it was from cutting down gas consumption while working or studying from home, or because outdoor outings have ...

How to Understand Your Electricity Bill

28. January 2021 Tips 0
How to Understand Your Electricity Bill
Most of us just pay our electricity bill without really looking at it, discarding it without a second glance. For those of us who are stringent about our bills, we probably think we already know how to read our bill. Because of this, it’s rare we think twice about it. But in reality, we may ...

5 Easy Ways For College Students To Make Money

22. January 2021 Tips 0
5 Easy Ways For College Students To Make Money
Going to college is stressful. Add in the fact that those years are usually spent spending money and not making money, and your stress levels are through the roof. If you’ve ever been worried about how to make money while you’re in college, this is the blog for you. Sell used books  Once you’ve purchased ...

5 Cheap and Amazing Items for Your Grocery List

18. January 2021 Tips 0
5 Cheap and Amazing Items for Your Grocery List
Grocery shopping in the midst of a pandemic is a much different experience—even if your budget hasn’t changed. Whether you are now shopping on a reduced budget, or simply struggling with long-term meal planning it’s important to know which ingredients will go the extra mile in the kitchen (and pantry). Here are a few items ...

5 Tips on How to Avoid a Rental Scam

11. January 2021 Tips 0
  Whether you’re a student looking to get your own apartment for the first time or an adult looking to get a new place to move into – getting scammed has become a frequently occurring thing nowadays. Having some basic knowledge about the scammers and their techniques is essential for everyone who wants to rent ...

5 Great Post-COVID Travel Destinations!

23. November 2020 Tips 0
The COVID-19 pandemic has presented the challenge of the decade to all economic sectors, especially tourism. The precautions taken by world leaders meant travel restrictions on a national and international level until they have the knowledge and facilities to come up with a better solution. Because of that, the tourism industry is trying some new ...

How To Negotiate Your Salary

18. November 2020 Tips 0
Negotiating one’s salary could be intimidating for anyone. Whether you are just now entering the professional world as a new graduate or have already stepped into your career path and deserve a raise, many factors go into deciding a salary, experience, skills, potential, and many other important criteria. No matter the conditions or where you ...

How & Why You Have to Start Saying NO At Work!

10. November 2020 Tips 0
  At work, everyone should learn to say “no”, but most of us find it easier to say yes to people, even when we don’t feel the willingness to do what they asked. We do this because we think that we have to or to be nice, or because we don’t have the heart to ...

Types Of Renovations That Pay Off Your Electricity Bill!

13. March 2020 Tips 0
Types Of Renovations That Pay Off Your Electricity Bill!
Having to do renovations in your home can elicit different reactions. This depends often on whether it is an aesthetic choice, an obligation, or an emergency leading to renovations. Fun VS Not-so-fun renovations When doing renovations to your home for aesthetic purposes, it often means you’ve taken the time to think about it, to plan it, ...

Kiss that High Electricity Bill Goodbye

09. March 2020 Tips 0
Kiss that High Electricity Bill Goodbye
Did you cringe the last time you saw your electricity bill? Looking for easy ways to bring the cost down, without making too many changes in your day to day routine? We’ve got you covered! Here are a few helpful changes you can make to help bring down your power bill! Change your light bulbs: ...

Should You Pay Off Your Debt Or Save Your Money?

06. March 2020 Tips 0
Should You Pay Off Your Debt Or Save Your Money?
The question of saving money while paying off debt is a common one. Some people may think that you shouldn’t save at all while paying off debt.. The reason it is reasonable to think that you should be using all your available cash flow into paying off your dues as opposed to having some of ...

Easy Ways To Save Money By Using A Credit Card

24. January 2020 Tips 0
Easy Ways To Save Money By Using A Credit Card
Why and how we use credit cards will greatly influence our capacity to save money and accumulate wealth over time. What I am proposing is that credit cards can be used as a tool that can help you augment your savings. This might be counter intuitive because I am talking about using a credit card ...

Here Are 3 Easy Ways Save Money On Your next Vacation Getaway

17. January 2020 Tips 0
Here Are 3 Easy Ways Save Money On Your next Vacation Getaway
We know, you just finished the holiday vacation. Let’s be real though, you’re already thinking about your next vacay. The break is never long enough. So instead of just daydreaming about your next vacation getaway… we can help you make it happen! Even (especially!) if you’re on a tight budget. 1: Carryon If you’re taking ...

Go Green And Save Yourself Some Cash At The Same Time

10. January 2020 Tips 0
Go Green And Save Yourself Some Cash At The Same Time
You want to save the planet, however, you just looked at the price of a Hydroflask and cringed. Wish you could switch, but it seems too difficult and expensive? Here are a couple of helpful ways to go green, and save yourself some of that hard earned cash! Transportation The first, and easiest way to ...

3 Easy FREE Ways To Get Fit And Healthy After The Holidays

06. January 2020 Tips 0
3 Easy FREE Ways To Get Fit And Healthy After The Holidays
You’ve said yes to every slice of pie, delicious meal, and glass of wine during the holidays, and you’ve enjoyed every minute of it! Calories don’t count during the holidays, everyone knows that! However, there is no better time than the new year to get fit and healthy again. You’ve just made your New Year’s ...

3 Easy Ways to Trick Yourself Into Your Saving Money

27. December 2019 Tips 0
3 Easy Ways to Trick Yourself Into Your Saving Money
There are lots of scams out there and ways that sellers are tricking you out of your hard- earned cash. But what if there was a way to use trickery to your advantage? I’ve found useful tips that will help trick yourself to save your money. For some, trickery might not be necessary in order ...

Top 5 DIY Christmas gifts

20. December 2019 Tips 0
Top 5 DIY Christmas gifts
The holidays are here, and while this season should be a stress free, happy time of the year, many are stressing about how to stretch their dollars further. In a time when many are struggling to pay their monthly bills, gift giving can become a financial burden which brings more stress than joy.  One way ...

Avoiding impulse-shopping during the holiday season

17. December 2019 Tips 0
Avoiding impulse-shopping during the holiday season
Holiday season is fast approaching. Friends, family, food and gifts are all on the menu. Many will have gatherings, parties and various events to go to. To some, the holidays are synonymous with fun and celebration. For others, it is an added stress, especially if there is an existing financial strain. A budget under attack! ...

Valentine’s Day ideas on a budget

12. February 2019 Tips 0
Valentine’s Day ideas on a budget
It’s February and by this time of year, you’re likely just beginning to see the light as you crawl out of the financial hole the holidays had dug. If you’re lucky enough to have that special someone however, the celebration of love might be a source of financial stress. Fortunately, it doesn’t have to be. ...