Steps to Take Care of Your Credit Score

22. July 2020 Loans 0
Steps to Take Care of Your Credit Score
You might’ve heard it a million times that everyone should keep a good credit score, but you may be still not fully clear on what does that means or why do you need it. A good credit score will facilitate so many things and influence many procedures. For example, it would come in hand in ...

Pros and Cons of Prepaid Cards

15. July 2020 Loans 0
Pros and Cons of Prepaid Cards
If you want to keep your spending under control, there isn’t a more guaranteed way than to move around with a limited amount of money. This is what makes prepaid cards popular. It offers you the freedom of electronic paying without getting too free to overspend.  Like any tool we use to conduct our works, ...

Auto Loan For Newbies

06. July 2020 Loans 0
Auto Loan For Newbies
For many people, buying a new car can be the start of an adventure. However, most people who are just starting out can’t afford to buy a new car without an auto loan. A little planning is all it takes to find an affordable auto loan that meets your needs. With these tips, you’ll walk away with your ...

Everything You Need To Know About Leasing A Car

29. June 2020 Loans 0
Everything You Need To Know About Leasing A Car
Leasing a car may seem like something only rich people do, but it’s often the most financially responsible choice you can make.  Although buying a car will save you money in the long run, leasing can be a good option for people who live in big cities or need more flexibility.  We’ll go over some ...

Can Your Hobby Make you Money?

22. June 2020 Loans 0
Can Your Hobby Make you Money?
Short answer: Yes!  A hobby is a joy, a way to express our individuality, a time spent in our own happy world, and they’re pretty much the cheapest antidepressant we can’t find in the market!  In this digital era we’re living in, a hobby is no longer a leisure time we steal away from our ...

How To Find The Best Online Deals

16. June 2020 Loans 0
How To Find The Best Online Deals
Shopping online has replaced the need to go into a physical store and buy something. No longer do you have to get off the couch, wait in traffic, and stand in line to buy that TV you’ve been eyeing.  With just a click of a button you can have it sent directly to your front door. Online ...

How To Find The Best Federal Student Loans

11. June 2020 Loans 0
How To Find The Best Federal Student Loans
Finding the best student loans can be an intimidating task, especially if you’re attending undergraduate school for the first time! Most kids don’t even know what they’re going to major in, let alone how they’re going to stagger their student loan payments.  But student loans aren’t as complicated as they may look. Once you’ve got the ...

Top 5 Ways to Teach Your Kids About Finances

25. May 2020 Loans 0
Top 5 Ways to Teach Your Kids About Finances
Just like saving for retirement, when it comes to teaching your kids about finances, the earlier you start the better. A recent study from the University of Cambridge found that kids form their money habits by as early as 7 years old! And at that age, the number one way they are observing money transactions ...

Renting VS Buying: Top 3 Reasons to Buy Your Home

11. May 2020 Loans 0
Renting VS Buying: Top 3 Reasons to Buy Your Home
Does the question to rent or to buy ever cross your mind? Well, there is no real right or wrong answer since it truly depends on your financial situation, your long-term goals, and your preferences. Renting or buying property is a serious life decision— one that needs to be analyzed carefully, but there are some ...

How to Start Investing: 4 Simple Steps for Beginners

07. May 2020 Loans 0
How to Start Investing: 4 Simple Steps for Beginners
Do you ever think about investing, but you don’t know where to start? You are definitely not alone! There are several factors to consider when investing. But before diving in, consider this: the finance sector depends on your personal financial situation and your personality. Unless you are filled with debts, you should start investing. So ...

Here Are 5 Easy Ways to Save on New Technology

15. April 2020 Loans 0
Here Are 5 Easy Ways to Save on New Technology
Ready to buy a new phone or computer? Not the biggest fan of the price tag that comes with it? Here are 5 easy ways to save on your new technology. New Phone: Dying for a new phone? Don’t just sign a new phone plan contract! Often phone companies will try to give what looks ...

Here Are 3 Easy Tips On Managing Your Finances

03. April 2020 Loans 0
Here Are 3 Easy Tips On Managing Your Finances
Money management doesn’t come easy for everyone. Unless you are naturally inclined, or working in the field, managing finances can be a tough learning curve. It can often seem overwhelming and though it is an essential life skill, it is often lacking from our education. The good news is that it doesn’t have to be ...

Types Of Renovations That Pay Off Your Electricity Bill!

13. March 2020 Tips 0
Types Of Renovations That Pay Off Your Electricity Bill!
Having to do renovations in your home can elicit different reactions. This depends often on whether it is an aesthetic choice, an obligation, or an emergency leading to renovations. Fun VS Not-so-fun renovations When doing renovations to your home for aesthetic purposes, it often means you’ve taken the time to think about it, to plan it, ...

Kiss that High Electricity Bill Goodbye

09. March 2020 Tips 0
Kiss that High Electricity Bill Goodbye
Did you cringe the last time you saw your electricity bill? Looking for easy ways to bring the cost down, without making too many changes in your day to day routine? We’ve got you covered! Here are a few helpful changes you can make to help bring down your power bill! Change your light bulbs: ...

Should You Pay Off Your Debt Or Save Your Money?

06. March 2020 Tips 0
Should You Pay Off Your Debt Or Save Your Money?
The question of saving money while paying off debt is a common one. Some people may think that you shouldn’t save at all while paying off debt.. The reason it is reasonable to think that you should be using all your available cash flow into paying off your dues as opposed to having some of ...

Special Offers and Your Wallet

28. February 2020 Loans 0
Special Offers and Your Wallet
Promotions, rebates, flash sales and special offers are common. The stores market their products in such a way that appeals to us. They make us feel like we either want it, need it, deserve it, or in some cases, they present it as an offer that we just can’t refuse. Whatever the reason may be, ...

Your Debt Free Journey in 4 Steps

21. February 2020 Loans 0
Your Debt Free Journey in 4 Steps
Debt can sometimes be overwhelming, and we might be tempted to be discouraged. It can be a daunting thought to decide to address the issue head on. Though it might be (probably will be) a very difficult task, once you decide to get out of debt, you will need to commit to a plan. Here ...

Strategies for Paying Off Debt

14. February 2020 Loans 0
Strategies for Paying Off Debt
Sometimes, life can end up catching up with you and before you know it, you’ve racked up a ton of debt. It might seem like a Herculean feat to get out from under debt, but it is possible. Like most things in life, it won’t be easy, but it is possible to pay off your ...

Free Money to Invest in Your Child’s Future

10. February 2020 Loans 0
Free Money to Invest in Your Child’s Future
Having children brings many additional expenses of expected and unexpected sources. From the extra spending on activities, food, school supplies, clothes and regular day-to-day spending, to unexpected needs like braces or special care, it is undeniable that children generate expenses. You happily spend on your children because you want to invest in them and care ...

Freshen up your Wardrobe on a Budget

07. February 2020 Tips 0
Freshen up your Wardrobe on a Budget
Are you tired of wearing the same thing over and over? Looking in your stuffed closet, but feel like you’ve got nothing to wear? Wish you could go on a shopping spree to change your look, but just don’t have the cash? You’re not alone. Here are some ways you can freshen up your look, ...

Saving you Money (with credit cards)

24. January 2020 Tips 0
Saving you Money (with credit cards)
Why and how we use credit cards will greatly influence our capacity to save money and accumulate wealth over time. What I am proposing is that credit cards can be used as a tool that can help you augment your savings. This might be counter intuitive because I am talking about using a credit card ...

3 Easy Ways to Travel on a Budget

17. January 2020 Tips 0
3 Easy Ways to Travel on a Budget
We know, you just finished the holiday vacation. Let’s be real though, you’re already thinking about your next vacay. The break is never long enough. So instead of just daydreaming about your next vacation getaway… we can help you make it happen! Even (especially!) if you’re on a tight budget. 1: Carryon If you’re taking ...

Go Green AND Save Yourself some Cash

10. January 2020 Tips 0
Go Green AND Save Yourself some Cash
You want to save the planet, however, you just looked at the price of a Hydroflask and cringed. Wish you could switch, but it seems too difficult and expensive? Here are a couple of helpful ways to go green, and save yourself some of that hard earned cash! Transportation The first, and easiest way to ...

3 Easy FREE Ways to get Fit After the Holidays

06. January 2020 Tips 0
3 Easy FREE Ways to get Fit After the Holidays
You’ve said yes to every slice of pie, delicious meal, and glass of wine during the holidays, and you’ve enjoyed every minute of it! Calories don’t count during the holidays, everyone knows that! However, you’ve decided that it’s about time you get fit and healthy again, and what better time than at the beginning of ...

Tax-free Savings Account

03. January 2020 Loans 0
Tax-free Savings Account
Have you heard of tax-free savings accounts? You might not have. If you did know about tax-free savings accounts, do you really know what it is? If you are like most, you don’t truly comprehend what this is. That is why we are going to break it down for you and discuss how it can ...

3 Ways to Trick Yourself into Saving Money

27. December 2019 Tips 0
3 Ways to Trick Yourself into Saving Money
There are lots of scams out there and ways that sellers are tricking you out of your hard- earned cash. But what if there was a way to use trickery to your advantage? I’ve found useful tips that will help trick you into saving money, without even realizing it! For some, trickery might not be ...

Top 5 DIY Christmas gifts

20. December 2019 Tips 0
Top 5 DIY Christmas gifts
The holidays are here, and while this season should be a stress free, happy time of the year, many are stressing about how to stretch their dollars further. In a time when many are struggling to pay their monthly bills, gift giving can become a financial burden which brings more stress than joy.  One way ...

Avoiding impulse-shopping during the holiday season

17. December 2019 Tips 0
Avoiding impulse-shopping during the holiday season
Holiday season is fast approaching. Friends, family, food and gifts are all on the menu. Many will have gatherings, parties and various events to go to. To some, the holidays are synonymous with fun and celebration. For others, it is an added stress, especially if there is an existing financial strain. A budget under attack! ...

Tips for Camping on a Budget

28. October 2019 Loans 0
Tips for Camping on a Budget
For some, camping involves pitching a tent by a lake. Others hit the road in the family motorhome, in search of inspiring vistas or perfect swimming holes. Whether you pack light or want the equivalent of a house on wheels, there are many things to consider.  What sort of food will you take? If you’ll ...

Budget-friendly Ways to Improve Your Health

28. October 2019 Loans 0
Budget-friendly Ways to Improve Your Health
Despite what pop culture may suggest, it is entirely possible to be your “best self” when it comes to your health. You don’t need fancy runners or a personal gym. Nor do you need to spend half of your last paycheque on the latest “super-food” craze. With a few basic changes to your lifestyle, you ...

Hosting Guests on a Budget

28. October 2019 Loans 0
Hosting Guests on a Budget
For many, the arrival of summer brings the opportunity to attend or host a variety of social events. Whether it’s an informal gathering or a highly-anticipated milestone event, there are many aspects to event planning. What food will you serve? What will you hand out as party favours? Will you need to find live performers? ...

Going Green on a Budget

28. October 2019 Loans 0
Going Green on a Budget
You don’t have to consider yourself a die-hard tree-hugger to do your part for the health of our planet. Despite what the latest marketing gimmick may have you believe, you really can go eco-friendly on the cheap. Leading an environmentally responsible lifestyle doesn’t require replacing your entire wardrobe or completely overhauling your eating habits. Keep ...

Economical Tips for Gardening and Landscaping

28. August 2019 Loans 0
Economical Tips for Gardening and Landscaping
Are you looking for ways to give your garden a fresh look without drying up your savings account? There are plenty of ways to add some colour and style to your yard without mowing over your budget and staying economical. With summer in full swing, here are a few budget-friendly tips for making your green ...

Easy Ways to Save on Technology

22. August 2019 Loans 0
Easy Ways to Save on Technology
From iPhones to tablets, from laptops to chargers, technology has become a ubiquitous component of our daily lives. Whether it’s your car’s GPS unit or your top-of-the-line headphones, our lives are becoming increasingly IT-dependent. However, our never-ending desire to be plugged in means we often tune out when it comes to saving on technology. Are ...

Preparing for Retirement 101

22. August 2019 Loans 0
Preparing for Retirement 101
Picture yourself on a warm, sandy beach. Waves are calmly lapping the seashore and you’re basking under the sun. Does this sound like your retirement paradise? Once nearly guaranteed, a comfortable retirement has now started slipping out of the reach of many aspiring retirees. Keep reading for a few things to consider that will help ...

How to Shop Like a Pro for a Used Car

22. August 2019 Loans 0
How to Shop Like a Pro for a Used Car
How do I know the real value of a car ? How can I tell if a car is in decent shape ? What should I look for during a test drive ? If you have ever considered buying a used vehicle, you have probably pondered all these questions and more. There are a seemingly ...

Tips for Saving on Your Power Bill

22. August 2019 Loans 0
Tips for Saving on Your Power Bill
While some of your bills may be unavoidably high, electricity is one expense you do have some control over. With its ubiquitous role in our daily lives, it is easy to take this utility for granted. You may even forget that you pay according to your usage. Sure, we all have to shower, cook dinner ...

Tips for First-time Home Buyers

22. August 2019 Loans 0
Tips for First-time Home Buyers
Are you one of the many millennials on the hunt for your first house? Don’t wait until you have found your dream home to find out about mortgages or down payments. Put your best foot forward by getting money matters settled well before you start searching for a house.    It’s never too early to ...

How to Save on Your Phone Bill

21. July 2019 Loans 0
How to Save on Your Phone Bill
Do you regularly rack up charges from exceeding your maximum monthly data allowance or number of minutes? Tired of accumulating long-distance charges to make international calls? Looking for a new phone or plan? Keep the following in mind to avoid paying for excessive charges or useless extras.   Live together, save together If you have ...

How to Choose the Right Credit Card

21. July 2019 Loans 0
How to Choose the Right Credit Card
Nothing says “welcome to adulthood” quite like getting your first credit card bill. Having a credit card gives you the chance to build a solid credit history. However, it also comes with the risk of ending up in the red. Whether you’re a first-time credit card shopper or an experienced cardholder, there are a few ...

How to Refresh Your Wardrobe on a Budget

25. June 2019 Loans 0
How to Refresh Your Wardrobe on a Budget
We’ve all had wardrobe purchases that, sooner or later, we’ve lived to regret. Designer shoes we splurged on, hoping they would be more comfortable after getting worn in. A patterned scarf you couldn’t walk away from, even though it doesn’t match anything else you own. Or maybe it was a party dress that no longer ...

10 Tips for Saving for Your Child’s Education

25. June 2019 Loans 0
10 Tips for Saving for Your Child’s Education
How to pay for your child’s education is an issue that undoubtedly crosses most parents’ minds as their children grow up. Although it may seem like a far-off event, before you know it, your kid will be graduating high school. This important milestone often involves considerable financial stress as your kid prepares to leave the ...

Investment Tips for Beginners

27. May 2019 Loans 0
Investment Tips for Beginners
Does your idea of investing consist of putting spare change in a piggy bank? If so, then you might want to consider the following tips to help you get the most out of your finances and learn about investment. Assess your financial situation and your goals Your investment goals will depend on factors like your ...

Taking Advantage of Your Home Equity

27. May 2019 Loans 0
Taking Advantage of Your Home Equity
There’s no question that owning a home is a major responsibility that comes with significant challenges and expenses. Do you have a mortgage on your home that you’re still paying off? You may be able to take advantage of your home equity to maximize your financial gain from your assets. Your equity can be used ...

Life Insurance 101

23. May 2019 Loans 0
Life Insurance 101
Like any insurance policy, life insurance and other similar types of insurance depend on many variables. These may include your age, gender and medical history. Therefore, it pays to shop around and factor in your personal situation. This will help you figure out which type of insurance you need and which policy best fits your ...

Budget-Friendly Summer Vacation Destinations

21. May 2019 Loans 0
Budget-Friendly Summer Vacation Destinations
With summer just weeks away, you’re probably already thinking about where to spend your precious free time. Not sure which corner of the globe you want to visit for your summer vacation? Regardless, you’ll want to get the most out of every hard-earned dollar. Thankfully, we’ve done the work for you of selecting a few ...

Tips for Budget-friendly Home Renovations

21. May 2019 Loans 0
Tips for Budget-friendly Home Renovations
Renovating your home does involve some up-front expenses. However, you can easily recoup your costs through the resulting added value if you decide to sell. Here are a few starting points to inspire your next home renovation project. Upgrade appliances Household appliances like refrigerators and dishwashers are at the source of up to 14% of ...

Visiting Toronto in May

28. April 2019 Loans 0
Visiting Toronto in May
As Canada’s largest city, there is undoubtedly no lack of things to do in this bustling metropolis during the month of May. A smorgasbord of Canadian culture, shopping, live performances, cuisine and more, it’s easy to empty your pockets fast in Toronto. However, try seeking out alternatives to the typical tourist attractions and sights. This ...

Visiting Victoria on a Budget

28. April 2019 Loans 0
Visiting Victoria on a Budget
If you’re a nature enthusiast, Victoria is your ideal destination. A seaside paradise, Victoria has been nicknamed “The Garden City”. There are many opportunities to take in its abundance of urban greenery and to explore everything else it has to offer! Victoria’s Scenic Marine Drive Hit the road! If you’re into road trips, this is ...

How to Avoid Minor Expenses

25. April 2019 Loans 0
How to Avoid Minor Expenses
When thinking of ways to save, downsizing your home or buying a used car instead of a new one may come to mind. These bigger-ticket items will undoubtedly help you keep your expenses in check and are likely sensible choices to make. However, there are also plenty of small, daily expenses that you can minimize ...

How to Visit Ottawa on a Budget

15. April 2019 Loans 0
How to Visit Ottawa on a Budget
As the nation’s capital, Ottawa plays host to a number of important federal institutions and officials. However, as a visitor, you can still enjoy the best of this city without spending a pretty penny. Explore the capital buildings It goes without saying, a visit to Ottawa is not complete without taking in Parliament Hill. Take ...

How to Visit Halifax on a Budget

15. April 2019 Loans 0
How to Visit Halifax on a Budget
The hub of the Maritimes, Halifax is small enough to almost forget you’re actually in a city. Nonetheless, it’s big enough to offer something for everyone seeking to discover this seaside jewel. Equal parts hip and cozy, you’re bound to find plenty to discover, no matter your interests or your budget. Head to the harbour ...

5 Ways to Earn Money Quickly

01. April 2019 Loans 0
5 Ways to Earn Money Quickly
Looking for some quick money, but not ready to volunteer to work overtime at your day job? At one point or another, there’s a good chance you might need to look for some alternative sources of income. If you find yourself in a financial tight spot, consider some of the ideas below. Depending on what ...

How to Obtain a $500 Loan in Less Than 24 Hours

19. March 2019 Loans 0
How to Obtain a $500 Loan in Less Than 24 Hours
Even if you live on a strict budget and do what you can to reduce expenses, extenuating circumstances may make it necessary for you to seek out financing to make it to your next payday without getting behind on bill payments or other immediate expenses. Do you have mounting medical bills due to a recent ...

Simple Budget-Friendly Leisure Activities

12. March 2019 Loans 0
Simple Budget-Friendly Leisure Activities
Don’t let the excuse “I’m on a budget” prevent you from having fun. With a little creativity and some planning ahead, you can still enjoy many leisure activities without busting your budget. Keep reading for some suggestions from Eastern Loans on how to have fun while staying frugal. Go in a group, split the budget ...

How Eastern Loans Can Help You Avoid Financial Stress

05. March 2019 Loans 0
How Eastern Loans Can Help You Avoid Financial Stress
We’ve all heard the saying that “it’s not about the money.” Everyone wants to enjoy their day-to-day life without having to track every cent in their bank account. However, if your wallet is weighing heavily on your mind, you’ll need to assess your financial situation and learn how to manage your money. This may involve ...

Tips for Eating Healthy On a Budget

01. March 2019 Loans 0
Tips for Eating Healthy On a Budget
Eating healthy does not mean that you have to blow your budget, spend hours scouring grocery shelves for the perfect ingredient, or invest all of your free time (which, let’s be honest, everyone seems to have increasingly less of these days) in meal prep. Keeping the following tips in mind will allow you to enjoy ...