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Applying takes less than 5 minutes. No credit check. If you are an existing customer, renew your loan.

To be eligible for a loan, you must meet the following criteria:

  • Be at least 18 years old
  • Not be considering bankruptcy or entering into a consumer proposal
  • Have a Canadian bank account (active for at least 3 months) in which you are paid by direct deposit from your employer
  • Have a low short-term debt ratio (minimal other active short-term or payday loans)
  • Have a stable job (for at least 3 months) and a monthly income of at least $1,200 received by direct deposit from your employer
  • Be a Canadian citizen residing in Ontario, Prince Edward Island, British Columbia, New Brunswick, Nova Scotia, Newfoundland, Alberta, Manitoba, Saskatchewan, Nunavut or Northwest Territories
  • Have few or no non-sufficient fund transactions

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